Financial Tech Solutions: Izertis' integral response for banking and insurance
Izertis launches Financial Tech Solutions, a specialised unit that integrates consulting, technology and operations for banking and insurance. Its creation responds to a context marked by accelerated digitalisation, regulatory pressure and competition from new players.
Financial Tech Solutions is not just a new unit: it is Izertis' commitment to concentrate talent, methodology and operations to support banks and insurance companies in an environment where regulation and efficiency are setting the pace. With a 360° approach, it seeks to reduce risks, shorten deadlines and guarantee continuity in critical projects.
We spoke with Fernando Pastor and Francisco J. Margarite, who will lead the unit, about its purpose and the advantages it brings.
-Why Financial Tech Solutions?
The financial sector is at a turning point. Digitalisation, regulation and the emergence of new competitors require solutions that combine deep business, technology and regulatory expertise, among other things. Financial Tech Solutions was created in response to this need, offering a comprehensive and specialised approach.
Financial Tech Solutions was created to simplify the transformation of the financial sector
-What differentiates it from other Izertis services?
Although we will work in coordination with the group's expert areas— data, AI, cybersecurity, cloud, core banking—, this unit has its own operations team, dedicated exclusively to banking and insurance.
This allows us to offer an end-to-end service with true sector specialisation.
-How does this specialisation translate into markets and services?
Our plan is based, as we pointed out, on a real knowledge of the business. What does this translate into? In capital markets, for example, we specialise in solutions and investment products such as digital assets, investment funds and ETFs, among others.
We also work in corporate and retail banking, driving personalisation and operational efficiency, and offering competitive solutions for commercial banking and SMEs.
We have a dedicated team for banking and insurance, ensuring genuine specialisation
-What about insurance?
In this area, we have experience in digitising key processes— underwriting or claims management— and we apply AI to improve the policyholder experience.
In addition, we develop advanced platforms for wealth management and robo-advisors, which enable us to offer digital wealth management services.
-What is the added value for financial institutions?
The ability to execute critical projects with speed, quality and regulatory compliance. From the definition of the strategic roadmap to the managed operation of core and front-end platforms, all under the same umbrella of consultancy, technology and operations.
-Regulation is becoming more and more demanding. How do you integrate it into your proposal?
It is a central axis. Regulations such as DORA, NIS2, ESG-finance or AML/KYC condition each project. We incorporate compliance from design, which reduces risk and speeds up production.
-What is the role of data and artificial intelligence?
They are essential. Izertis has been developing advanced analytics and AI solutions for more than a decade. We are now applying this experience to specific cases in the financial sector: risk management, fraud prevention, pricing and personalisation of services.
-And the software?
Our engineering team has deployed modular architectures, open APIs and hybrid environments in multiple industries. This experience is key to designing scalable and secure solutions for banking and insurance.
Quality is non-negotiable: we apply advanced methodologies to guarantee it
-Quality is critical in high impact projects. How do you guarantee it?
We have a QA unit that provides advanced methodologies for automation and functional and performance testing.
This ensures reliability and security in all implementations.
-How is the value proposition structured?
- Spesialised consultancy oriented towards results and compliance.
- Advanced technology architecture, from modular core and open APIs to digital onboarding and payments. In addition, we fully design and develop sector-specific solutions and support the integration of third-party solutions.
- Analytics and AI for business, risk and fraud.
- Managed operaiton, with nearshore and offshore coverage to ensure scalability and efficiency.
-What is the medium-term objective?
To become the technological partner of reference for financial institutions and insurance companies in Europe and Latin America, supporting their evolution towards more digital, agile and secure models.
We aim to be the leading technology partner in Europe and Latin America